Thursday, October 23, 2008

list of members

Vital c

1.codella cipriano 34444747
2.Polo 5151210
3.ruedas 25379000
4 saide Bation chief exminer 4121863/ 2532631
5 paul pldt 2549286
6.09054354152 jam amnion
7sharlyn alipin 0929646687 mr) 09298556553
8. jun pryce gas 2619538/2629438
9. sammy iliga 09182917480,2536510
10.wilson milgay 4138039/092285777727
11 grace tinapay 5155452/09155538761
12 chalito aton 090982298919

13lito atcha 2549358
14.sharon appliance sanciangco 2536733
15 shirwen 09218600562
16. camilo garay 3469175/0917328513
17 allan resuello 0906410982 n rich
18 leo arabes 3466348
19 dandy 4207605 student siminar already
20 ane olmedo
21 allan legaspe 09261148853
22 decson ang 2550135

www.adsvv.com/vital-c
company site www.vital-c.com

Global Good opportunity hurry join in vital c
email :admin@adsvv.com

Tuesday, October 14, 2008

List of officers

Virgilio vallecera Coop Chairman
Leo Luyong Vice Chairman

coopertice office cebu

coopertice office cebu

Elisa Conoso -incharge south cebu -monday and wednesday
Tic canoy - incharge operations

Tel 2316510
2317224

Wednesday, October 8, 2008

The emergence of the Cooperative's website

With a desire to improve the quality of services that the Cooperative Development Authority(CDA), Cebu Extension Office has been delivering to the public particularly to the cooperative sector in Region VII, the agency’s management staff looks for an innovative way to realize it. One approach, is the institutionalization of e-governance. The use of information technology in governance is an irreversible phenomenon that CDA should embrace if it wants to align itself to the trend of information era. Under the dynamic leadership of Administrator/Acting Regional Director Benjamin T. Yu and Assistant Regional Director Atty. Alexander C. Patac, the concept of a web-site creation has been proposed and considered seriously and officially. Although, the idea of creating a web-site is not a new one because the creation of each web-site in every extension office of CDA is part and parcel of CDA Philippine Cooperative Medium -Term Development and Investment Plan starting from the fiscal year 2006 to 2010. The CDA medium term plan is the blueprint to strengthen the institutional capacity and to enhance service delivery mechanism of the agency.
The people behind the success

Making a regional web-site of CDA is not an easy endeavor and it definitely constitutes a big challenge to the management. Two problems have been identified that may hinder the project implementation. The first problem is unavailability of budget and second is the absence of CDA personnel knowledgeable about computer science or information technology. These constraints,

we have already hurdled. That is why despite the unavailability of budget last year, the CDA management which possessed the determination and initiative to carry it out has given the go-signal last November 2006 in commencing the creation of a web-site. Since no one of CDA personnel has the technical expertise to accomplish the project, the management is employing the strategy of harnessing the technical expertise of the Information Technology (IT) students from University of Cebu (UC) who are on-the-job-training of the off ice. Out of nine students undergoing on-the-job-training, three of them have been assigned to focus on the project under the auspice of Kenneth C. Repunte. The students are Carlo Gabutin, Ronald Bugais and Erlowayne John Larase. The students are under instruction to design the web-site that is friendly to the cooperative sector. Consequently, after more than four months of hard toil and mental effort, the mere idea of web-site creation becomes a reality. The new web-site comes to existence which is the product of the collaborative efforts not only of the three mainstay students assigned to it but also to other IT students who unselfishly contributive their technical knowledge of the project.

Cooperative - taking every steps to milestone...

Every year operating cooperative is mandated under the law to submit its annual report and audited financial statement including the general information sheet to the regulatory authority - CDA. The annual report and general information sheet forms are now made available in the web-site. What the cooperative officer or staff should do is just log-on in the internet if they do have the internet connection or go to the nearest internet cafe and download the forms for free.
In this way, cooperative officers or staff need not go to CDA offices to ask for the forms. Moreover,

if cooperative leaders/staff want to have information about the some memorandum circular issued by the authority, they are also downloadable in the web-site. We will try to update and put more relevant information to the web-site in the future. To nine IT students, CONGRATULATION FOR A JOB WELL DONE! to UNIVERSITY OF CEBU, THANK YOU VERY MUCH.

News and Events

Manual of Rules and Regulations (MORR) for Cooperatives with Savings and Credit Services

An information pack on the approved MORR is now available. Please visit the rules and regulations section of our website to download your copy.

Cooperative Annual Performance Report (CAPR)

The Cooperative Annual Performance Report (CAPR) Form is now available for download at the Downloadable Forms section of the website.

CDA APPROVES SCA FOR PRODUCERS CO-OPS

The CDA Board of Administrators in their meeting on September 22, 2007 approved the Standard Chart of Accounts or SCA for Producers Cooperatives and other Cooperatives with Production or Manufacturing Operations per Resolution No. 259, Series of 2007. ..more

UPDATE: MARKETING ASSISTANCE FOR THE DEVELOPMENT OF ENTREPRENEURS IN COOPERATIVES (MADE)

The Cooperative Development Authority´s (CDA) Cooperative Project Development Assistance Division (CPDAD), the COOP-MADE´s project implementor, recently underwent monitoring activity on the implementation of the project among the three pilot cooperatives- Kaizen MPC in Mariveles, Bataan, Barangka MPC in Marikina City and the Samana MPC in Antipolo City. ..more

REPUBLIC ACT 6939:

Formerly, the cooperatives were registered with various offices according to their types. Thus, sugar cooperatives were registered with the Sugar Regulatory Administration (SRA), transport cooperatives with the Office of Transport Cooperatives (OTC) and electric cooperatives with the National Electrification Administration (NEA).

To help the government address the confusing and conflicting rules and regulations, which governed the registration of cooperatives, a Bill was passed and signed as law through RA 6938 by then President Corazon C. Aquino on March 10, 1990. A companion law was also passed creating the Cooperative Development Authority under the Office of the President through Republic Act 6939 to unify government efforts in the promotion of growth and development of cooperatives and rationalize rules and policies on cooperative registration into one agency. It absorbed the functions of the Bureau of Agricultural Cooperatives Development (BACOD-DA) and the Regional Cooperatives Development Assistance Offices (Regions IX and XII) and transferred to it the registration and supervision of cooperatives registered under PD Nos. 175, 775 and 269 as amended by PD 1645 including EO 269.

The Cooperative Development Authority (CDA) is a government agency created by virtue of Republic Act No. 6939 in compliance with the provisions of Section 15, Article XII of the Philippine Constitution of 1987 which mandates Congress to create an agency to promote the viability and growth of cooperatives as instruments for equity, social justice and economic development. RA 6939 was signed into law on March 10, 1990.

The CDA is governed by a Board of Administrators consisting of a Chairman and six (6) members appointed by the President and are chosen from among the nominees of the cooperative sector with two (2) representatives each from Luzon, Visayas, and Mindanao. They serve for a term of six (6) years without reappointment.

Go Top
Powers, Functions and Responsibilities

Section 3 of R.A. 6939 – Powers, Functions and Responsibilities of CDA

The Authority shall have the following powers, functions and responsibilities:

Formulate, adopt and implement integrated and comprehensive plans and programs on cooperative development consistent with the national policy on cooperatives and the overall socio-economic development plans of the Government;

Develop and conduct management and training programs upon request of cooperatives that will provide members of cooperatives with the entrepreneurial capabilities, managerial expertise, and technical skills required for the efficient operation of their cooperatives and inculcate in them the true spirit of cooperativism and provide, when necessary, technical and professional assistance to ensure the viability and growth of cooperatives with special concern for agrarian reform, fishery and economically depressed sectors;

Support the voluntary organization and consensual development of activities that promote cooperative movements and provide assistance towards upgrading managerial and technical expertise upon request of the cooperatives concerned;

Coordinate the efforts of the local government units and the private sector in the promotion, organization and development of cooperatives;

Register all cooperatives, their federations and unions, including their divisions, consolidations, dissolutions or liquidation. It shall also register the transfer of all or substantially all of their assets and liabilities and such other matters as may be required by the authority;

Require all cooperatives, their federations and unions to submit their annual financial statements, duly audited by certified public accountants, and general information sheets;

Order the cancellation after due notice and hearing of the cooperatives certificate of registration for non-compliance with administrative requirements and in case of voluntary dissolution;

Assist cooperatives in arranging for financial and other forms of assistance under such terms and conditions as are calculated to strengthen their viability and autonomy;

Establish extension offices as may be necessary and financially viable to implement this Act. Initially, their shall be extension offices in the Cities of Dagupan, Manila, Naga, Iloilo, Cebu, Cagayan de Oro and Davao;

Impose and collect reasonable fees and charges in connection with registration of cooperatives;

Administer all grants and donations coursed through the Government for cooperative development, without prejudice to the right of cooperatives to directly receive and administer such grants and donations upon agreement with the grantors and donor thereof;

Formulate and adopt continuing policy initiatives consultations with the cooperative sector through public hearing;

Adopt rules and regulations for the conduct of its internal operations;

Submit an annual report to the President and Congress on the state of the cooperative movement; and

Exercise such other functions as may be necessary to implement the provisions of cooperative laws and, in the performance thereof, the Authority may summarily punish for direct contempt any person guilty of misconduct in the presence of the Authority which seriously interrupts any hearing or inquiry with a fine of not more than Five hundred pesos (P500.00) or imprisonment of not more than ten (10) days, or both. Acts consisting indirect contempt as defined under Rule 71 of the Rules of Court shall be punished in accordance with the said rule.source
An Act Creating the Cooperative Development Authority

Tuesday, September 16, 2008

Coopperatives

A cooperative (also co-operative or coöperative; often referred to as a co-op or coop) is defined by the International Co-operative Alliance's Statement on the Co-operative Identity as an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly-owned and democratically-controlled enterprise[1]. A cooperative may also be defined as a business owned and controlled equally by the people who use its services or who work at it. Cooperative enterprises are the focus of study in the field of cooperative economics. Cooperatives have a sponsored top-level internet domain .coop, which identifies legally registered or recognized co-operatives.

Although co-operation as a form of individual and societal behavior is intrinsic to human organization, the history of modern co-operative forms of organizing dates back to the Agricultural and Industrial Revolutions of the 18th and 19th centuries. The 'first co-operative' is under some dispute, but there were various milestones.

In 1761, the Fenwick Weavers' Society was formed in Fenwick, East Ayrshire, Scotland to sell discounted oatmeal to local workers. Its services expanded to include assistance with savings and loans, emigration and education. In 1810, social reformer Robert Owen and his partners purchased New Lanark mill from Owen's father-in-law and proceeded to introduce better labor standards including discounted retail shops where profits were passed on to his employees. Owen left New Lanark to pursue other forms of co-operative organization and develop co-op ideas through writing and lecture. Co-operative communities were set up in Glasgow, Indiana and Hampshire, although ultimately unsuccessful. In 1828, William King set up a newspaper, The Cooperator, to promote Owen's thinking, having already set up a co-operative store in Brighton.

The Rochdale Society of Equitable Pioneers, founded in 1844, is usually considered the first successful co-operative enterprise, used as a model for modern co-ops, following the 'Rochdale Principles'. A group of 28 weavers and other artisans in Rochdale, England set up the society to open their own store selling food items they could not otherwise afford. Within ten years there were over 1,000 co-operative societies in the United Kingdom.

Other events such as the founding of a friendly society by the Tolpuddle Martyrs in 1832 were key occasions in the creation of organized labor and consumer movements.

Cooperatives as legal entities

Although the term may be used loosely to describe a way of working, a cooperative properly so-called is a legal entity owned and democratically controlled equally by its members. A defining point of a cooperative is that the members have a close association with the enterprise as producers or consumers of its products or services, or as its employees.

In some countries, there are specific forms of incorporation for co-operatives. Cooperatives may take the form of companies limited by shares or by guarantee, partnerships or unincorporated associations. In the USA, cooperatives are often organized as non-capital stock corporations under state-specific cooperative laws. However, they may also be unincorporated associations or business corporations such as limited liability companies or partnerships; such forms are useful when the members want to allow:

1. some members to have a greater share of the control, or
2. some investors to have a return on their capital that exceeds fixed interest,

neither of which may be allowed under local laws for cooperatives. Cooperatives often share their earnings with the membership as dividends, which are divided among the members according to their participation in the enterprise, such as patronage, instead of according to the value of their capital shareholdings (as is done by a joint stock company.)


Co-operative identity

Cooperatives are based on the values of self-help, self-responsibility, democracy and equality. In the tradition of their founders, cooperative members believe in the ethical values of honesty, openness, social responsibility and caring for others. Such legal entities have a range of unique social characteristics. Membership is open, meaning that anyone who satisfies certain non-discriminatory conditions may join. Economic benefits are distributed proportionally according to each member's level of participation in the cooperative, for instance by a dividend on sales or purchases, rather than divided according to capital invested. Cooperatives may be generally classified as either consumer cooperatives or producer cooperatives. Cooperatives are closely related to collectives, which differ only in that profit-making or economic stability is placed secondary to adherence to social-justice principles.

A housing cooperative is a legal mechanism for ownership of housing where residents either own shares (share capital co-op) reflecting their equity in the co-operative's real estate, or have membership and occupancy rights in a not-for-profit co-operative (non-share capital co-op), and they underwrite their housing through paying subscriptions or rent.

Housing cooperatives come in two basic equity structures:

* In Market-rate housing cooperatives, members may sell their shares in the cooperative whenever they like for whatever price the market will bear, much like any other residential property. Market-rate co-ops are very common in New York City.
* Limited equity housing cooperatives, which are often used by affordable housing developers, allow members to own some equity in their home, but limit the sale price of their membership share to that which they paid.

[edit] Building cooperative

Main article: Building cooperative

Members of a building cooperative (in Britain known as a self-build housing co-operative) pool resources to build housing, normally using a high proportion of their own labour. When the building is finished, each member is the sole owner of a homestead, and the cooperative may be dissolved.

This collective effort was at the origin of many of Britain's building societies, which however developed into "permanent" mutual savings and loan organisations, a term which persisted in some of their names (such as the former Leeds Permanent). Nowadays such self-building may be financed using a step-by-step mortgage which is released in stages as the building is completed.

The term may also refer to worker co-operatives in the building trade.

[edit] Retailers' cooperative

Main article: Retailers' cooperative

A retailers' cooperative (known as a secondary or marketing co-operative in some countries) is an organization which employs economies of scale on behalf of its members to get discounts from manufacturers and to pool marketing. It is common for locally-owned grocery stores, hardware stores and pharmacies. In this case the members of the cooperative are businesses rather than individuals.

The Best Western international hotel chain is actually a retailers' cooperative, whose members are hotel operators, although it now prefers to call itself a "nonprofit membership association." It gave up on the "cooperative" label after some courts insisted on enforcing regulatory requirements for franchisors despite its member-controlled status.

[edit] Utility cooperative

Main article: Utility cooperative

A utility cooperative is a public utility that is owned by its customers. It is a type of consumers' cooperative. In the US, many such cooperatives were formed to provide rural electrical and telephone service as part of the New Deal. See Rural Utilities Service.

[edit] Worker cooperative

Main article: Worker cooperative

A worker cooperative or producer cooperative is a cooperative, that is owned and democratically controlled by its "worker-owners". There are no outside owners in a "pure" workers' cooperative, only the workers own shares of the business, though hybrid forms in which consumers, community members or capitalist investors also own some shares are not uncommon. Membership is not compulsory for employees, but generally only employees can become members. However, in India there is a form of workers' cooperative which insists on compulsory membership for all employees and compulsory employment for all members. That is the form of the Indian Coffee Houses. This system was advocated by the Indian communist leader A. K. Gopalan.

[edit] Business and employment co-operative

Main article: Business and employment co-operative

Business and employment co-operatives (BECs) are a subset of worker co-operatives that represent a new approach to providing support to the creation of new businesses.

Like other business creation support schemes, BECs enable budding entrepreneurs to experiment with their business idea while benefiting from a secure income.

The innovation BECs introduce is that once the business is established the entrepreneur is not forced to leave and set up independently, but can stay and become a full member of the co-operative.

The micro-enterprises thus combine to form one multi-activity enterprise whose members provide a mutually supportive environment for each other.

BECs thus provide budding business people with an easy transition from inactivity to self-employment, but in a collective framework. They open up new horizons for people who have ambition but who lack the skills or confidence needed to set off entirely on their own – or who simply want to carry on an independent economic activity but within a supportive group context.

[edit] Social cooperative

Main article: Social cooperative

A particularly successful form of multi-stakeholder cooperative is the Italian "social cooperative", of which some 7,000 exist. "Type A" social cooperatives bring together providers and beneficiaries of a social service as members. "Type B" social cooperatives bring together permanent workers and previously unemployed people who wish to integrate into the labour market.

Social cooperatives are legally defined as follows:

* no more than 80% of profits may be distributed, interest is limited to the bond rate and dissolution is altruistic (assets may not be distributed)
* the cooperative has legal personality and limited liability
* the objective is the general benefit of the community and the social integration of citizens
* those of type B integrate disadvantaged people into the labour market. The categories of disadvantage they target may include physical and mental disability, drug and alcohol addiction, developmental disorders and problems with the law. They do not include other factors of disadvantage such as race, sexual orientation or abuse.
* type A cooperatives provide health, social or educational services
* various categories of stakeholder may become members, including paid employees, beneficiaries, volunteers (up to 50% of members), financial investors and public institutions. In type B co-operatives at least 30% of the members must be from the disadvantaged target groups
* voting is one person one vote

A good estimate of the current size of the social cooperative sector in Italy is given by updating the official Istituto Nazionale di Statistica (Istat) figures from the end of 2001 by an annual growth rate of 10% (assumed by the Direzione Generale per gli Ente Cooperativi). This gives totals of 7,100 social cooperatives, with 267,000 members, 223,000 paid employees, 31,000 volunteers and 24,000 disadvantaged people undergoing integration. Combined turnover is around 5 billion euro. The cooperatives break into three types: 59% type A (social and health services), 33% type B (work integration) and 8% mixed. The average size is 30 workers.
The volunteer board of a retail consumers' cooperative, such as the former Oxford, Swindon & Gloucester Co-op, is held to account at an Annual General Meeting of members
The volunteer board of a retail consumers' cooperative, such as the former Oxford, Swindon & Gloucester Co-op, is held to account at an Annual General Meeting of members

[edit] Consumers' cooperative

Main article: Consumers' cooperative

A consumers' cooperative is a business owned by its customers. Employees can also generally become members. Members vote on major decisions, and elect the board of directors from amongst their own number. A well known example in the United States is the REI (Recreational Equipment Incorporated) co-op, and in Canada: Mountain Equipment Co-op.

The world's largest consumers' cooperative is the Co-operative Group in the United Kingdom, which offers a variety of retail and financial services. The UK also has a number of autonomous consumers' cooperative societies, such as the East of England Co-operative Society and Midcounties Co-operative. In fact the Co-operative Group is something of a hybrid, having both corporate members (most other consumers' cooperatives, as a result of its origins as a wholesale society), and individual retail consumer members.

Japan has a very large and well developed consumer cooperative movement with over 14 million members; retail co-ops alone had a combined turnover of 2.519 trillion Yen (21.184 billion US dollars [market exchange rates as of 11/15/2005]) in 2003/4. (Japanese Consumers' Co-operative Union., 2003).

Migros is the largest supermarket chain in Switzerland and keeps the cooperative society as its form of organization. Nowadays, a large part of the Swiss population are members of the Migros cooperative – around 2 million of Switzerland's total population of 7,2 million[1] [2], thus making Migros a supermarket chain that is owned by its customers.

Coop is another Swiss cooperative which operates the second largest supermarket chain in Switzerland after Migros. In 2001, Coop merged with 11 cooperative federations which had been its main suppliers for over 100 years. As of 2005, Coop operates 1437 shops and employs almost 45,000 people. According to Bio Suisse, the Swiss organic producers' association, Coop accounts for half of all the organic food sold in Switzerland.

EURO COOP is the European Community of Consumer Cooperatives.[2]
Farmers' grain Co-op in Crowell, Texas.
Farmers' grain Co-op in Crowell, Texas.

[edit] Agricultural cooperative

Main article: Agricultural cooperative

Agricultural cooperatives are widespread in rural areas. In the United States, there are both marketing and supply cooperatives. Agricultural marketing cooperatives, some of which are government-sponsored, promote and may actually distribute specific commodities. There are also agricultural supply cooperatives, which provide inputs into the agricultural process.

In Europe, there are strong agricultural / agribusiness cooperatives, and agricultural cooperative banks. Most emerging countries are developing agricultural cooperatives. Where it is legal, medical marijuana is generally produced by cooperatives.

A cooperative is a form of vertical integration and is similar to an Alliance.

[edit] Cooperative banking (credit unions and cooperative savings banks)

Main articles: Cooperative banking and Credit union

The Co-operative Bank's head office, 1 Balloon Street, Manchester. The statue in front is of Robert Owen, a pioneer in the cooperative movement.
The Co-operative Bank's head office, 1 Balloon Street, Manchester. The statue in front is of Robert Owen, a pioneer in the cooperative movement.

Credit Unions provide a form of cooperative banking.

In North America, the caisse populaire movement started by Alphonse Desjardins in Quebec, Canada pioneered credit unions. Desjardins wanted to bring desperately needed financial protection to working people. In 1900, from his home in Lévis, Quebec, he opened North America's first credit union, marking the beginning of the Mouvement Desjardins.

While they have not taken root so deeply as in Ireland or the USA, credit unions are also established in the UK. The largest are work-based, but many are now offering services in the wider community. The Association of British Credit Unions Ltd (ABCUL) represents the majority of British Credit Unions. British Building Societies developed into general-purpose savings & banking institutions with "one member, one vote" ownership and can be seen as a form of financial cooperative (although many 'de-mutualised' into conventionally-owned banks in the 1980s & 1990s). The UK Co-operative Group includes both an insurance provider CIS and the Co-operative Bank, both noted for promoting ethical investment.

Other important European banking cooperatives include the Crédit Agricole in France, Migros and Coop Bank in Switzerland and the Raiffeisen system in many Central and Eastern European countries. The Netherlands, Spain, Italy and various European countries also have strong cooperative banks. They play an important part in mortgage credit and professional (i.e. farming) credit.

Cooperative banking networks, which were nationalized in Eastern Europe, work now as real cooperative institutions. A remarkable development has taken place in Poland, where the SKOK (Spółdzielcze Kasy Oszczędnościowo-Kredytowe) network has grown to serve over 1 million members via 13,000 branches, and is larger than the country’s largest conventional bank.

In Scandinavia, there is a clear distinction between mutual savings banks (Sparbank) and true credit unions (Andelsbank).

[edit] Federal or secondary cooperatives

Main article: Co-operative Federation

In some cases, cooperative societies find it advantageous to form co-operative federations in which all of the members are themselves cooperatives. Historically, these have predominantly come in the form of cooperative wholesale societies, and cooperative unions.[3] Cooperative federations are a means through which cooperative societies can fulfill the sixth Rochdale Principle, cooperation among cooperatives, with the ICA noting that "Co-operatives serve their members most effectively and strengthen the co-operative movement by working together through local, national, regional and international structures."[4]

See Also: List of Co-operative Federations

[edit] Cooperative wholesale society

Main article: Co-operative wholesale society

According to cooperative economist Charles Gide, the aim of a cooperative wholesale society is to arrange “bulk purchases, and, if possible, organise production.”[3] The best historical example of this were the English CWS and the Scottish CWS, which were the forerunners to the modern Co-operative Group.

[edit] Cooperative Union

Main article: Co-operative union

A second common form of co-operative federation is a co-operative union, whose objective (according to Gide) is “to develop the spirit of solidarity among societies and... in a word, to exercise the functions of a government whose authority, it is needless to say, is purely moral.”[3] Co-operatives UK and the International Co-operative Alliance are examples of such arrangements.

[edit] Co-operative party

In some countries with a strong cooperative sector, such as the UK, cooperatives may find it advantageous to form a parliamentary political party to represent their interests. The British Co-operative Party and the Canadian Co-operative Commonwealth Federation are prime examples of such arrangements.

The British cooperative movement formed the Co-operative Party in the early 20th century to represent members of consumers' cooperatives in Parliament. The Co-operative Party now has a permanent electoral pact with the Labour Party, and has 29 members of parliament who were elected at the 2005 general election as Labour Co-operative MPs. UK cooperatives retain a significant market share in food retail, insurance, banking, funeral services, and the travel industry in many parts of the country.
For interested to propose business with the MARCON
Contact:

Virgilio Vallecera
COOP Chairman
email: admin@adsvv.com
tel 6332 2599779

Braulio Luyong
COOP Vice Chairman
email: leo_efund@yahoo.com